Towergate Professional Risks

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Tips and advice

Here are a series of tips and advice articles for solo professionals, especially those in the fields of counselling, psychotherapy, psychology, hypnotherapy, complementary therapy and management or HR consultants.

As a solo professional there are a number of aspects you need to consider before you start out in business. We’ve worked with clients that are starting out on their own since 1989, so we know the kind of challenges you face, and you might find these articles useful.

Selecting the right Limit of Indemnity

The issue of selecting the correct limit of indemnity for Professional Liability insurance can be a difficult one, particularly when it’s your livelihood that’s at stake if things go wrong.

Establishing a Client contract

In Towergate Professional Risks’ 20 years of insuring practitioners of the talking therapies, we have noticed a general reluctance to agree in writing with the client the contractual aspects of the therapeutic relationship.

How to avoid breach of boundaries?

The breaching of boundaries by business professionals and practitioners is one of the most common causes of complaints received by Towergate.

Running your own business? Have you thought about legal protection?

Defending legal disputes can often be a stressful and expensive experience. The cost of defending your company’s legal rights is increasing, with few companies able to afford the luxury of an in-house solicitor.

Some common complaints made against talking therapists

Allegations are often made that therapist have operated outside of their competencies regarding assessments, report writing, and expertise.

Some common complaints made against Professional Individuals

Allegations that individuals have operated outside of their competencies regarding assessments, report writing, or expertise. Often these complaints can originate from fellow professionals.

The importance of working to a brief with clients

Professional consultants and their clients can easily get in to disagreements. Even though these incidents rarely escalate to a full-blown compensation claim, they are still something you would prefer to avoid if possible.

The importance of client contracts

Taking on a new client can be one of the most challenging times for any counsellor and psychotherapist, and it can set the tone for the rest of the client-therapist relationship.

The risks facing therapists in private practice

If you have been thinking about getting Professional Liability Insurance or even if you already have it, you may still wonder, “What exactly do people claim against therapists for?".


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