Details and documents - Business advisors insurance

This section includes policy documents and wordings, with full details of the cover provided. Our policy for business advisors is arranged with leading insurer, Royal & Sun Alliance Insurance plc. Preferential rates are available for members of a number of professional bodies.

Here's more information

• No excesses to pay if you claim
• Covers you to work anywhere in the world (provided you live, and are based in the UK)
• Employers’ liability and personal accident covers can be added to the policy
• Provides specialist legal defence to defend a claim

Please call for a quote or fill in the enquiry by selecting the enquiry button.

The main exclusions

The policy is designed to cover any civil liability arising from your business - but there are a few specific exclusions:

• Injuries to employees in the course of their employment with you (employers’ liability insurance can be arranged separately)
• Business risks such as contracts with suppliers or trading losses
• Any intentional act, unless this is part of the services you provide
• Liabilities which should be insured under other types of policy
• Any claim arising out of work for a business in which you have a controlling interest or for which you can make a major policy decision

For more information on any of our insurance policies, including all exclusions, please see the documents section.

For specific questions go to the frequently asked questions section.

• Policy wording (PDF 118kb)
• Summary of cover (PDF 23kb)
• Policy summary (IMCA Members) (PDF 37kb)
• Terms of business (PDF 54kb)