Towergate Professional Risks

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Insurance documents

This is where you can download and printout your policy documents using the links provided. The documentation below includes policy wordings and summary of cover. Please refer to your policy schedule/correspondence from us to find the master policy number that applies to you.

If you are unable to find your documentation, or are not clear which wordings apply to you, please call us, or complete an enquiry form.

Policy wording

The cover provided by your policy in its entirety.


Summary of cover

A two-page summary of the main areas covered under your policy, as well as the main exclusions.

Non members of professional bodies

If you don't belong to a professional body that we have a scheme for, the following documents will apply.

Professional body schemes

These documents apply if you are affiliated to a professional body that we have a scheme for. If you are not, different documents will apply.


Terms of business

Regulatory information including our regulatory status, how we select your policy, and your rights under the policy.

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