Policy Details - Complementary therapists insurance
This section includes full details of the cover provided. Our
policy protects you against claims for compensation from clients or
from any other party as a result of your therapy work. You would
even be protected against a complaint or disciplinary action from a
professional
body, as our policy covers the costs of defending these
proceedings.
You can find out more about our policy and the different options
available to you below.
About our policy
Cover is provided by Royal & Sun Alliance Insurance plc.
Preferential rates are available for members of a number of
professional bodies.
Here's more information
- No excesses to pay if you claim
- You can work at any location in the world, provided you are
based in the UK
- Specialist legal defence where necessary to defend a claim
- Includes 24 hours legal helpline
The main exclusions
The policy is designed to cover any civil liability arising from
your business - but there are a few specific exclusions:
- Injuries to employees in the course of their employment with
you (employers’ liability insurance can be arranged
separately)
- Business risks such as contracts with suppliers or trading
losses
- Any intentional act, unless this is part of the services you
provide
- Liabilities which should be insured under other types of
policy
- Any claim arising out of work for a business in which you have
a controlling interest or for which you can make a major policy
decision
For more information on any of
our insurance policies, including all exclusions, please see
the documents section.
For specific questions go to the frequently asked questions section.