Policy Details - Beauty therapists insurance

This section includes full details of the cover provided. Our policy for beauty therapists is arranged with leading insurer, Hiscox insurance.

Here's more information

• Covers you to work within member states of the EU
• Employers’ liability and personal accident covers can be added to the policy
• Provides specialist legal defence to defend a claim
• £1000 Excess if you claim

Please call for a quote or fill in the enquiry by selecting the enquiry button.

The main exclusions

The policy is designed to cover any civil liability arising from your business - but there are a few specific exclusions:

• Injuries to employees in the course of their employment with you (employers’ liability insurance can be arranged separately)
• Business risks such as contracts with suppliers or trading losses
• Any intentional act
• Liabilities which should be insured under other types of policy
• Any claim arising out of work for a business in which you have a controlling interest or for which you can make a major policy decision
• You will normally have to pay an excess for each claim under the policy

For specific questions go to the frequently asked questions section.